Pay over time with Affirm
Affirm splits your treatment into easy monthly payments, with the full cost shown before you agree to anything. Pre-qualifying takes about a minute, without touching your credit score.
Split the cost into monthly payments. Affirm's own example: a $800 purchase might cost $72.21/mo over 12 months at 15% APR.
Check your options
Answer a short set of questions to see your options in real time. The eligibility check leaves your credit score untouched.
Choose how to pay
Choose the monthly schedule that fits your budget. The total you agree to at the start never changes.
Pay over time
Pay through affirm.com or the Affirm app, with reminders arriving by text or email.
Know exactly what you will owe, start to finish
With Affirm you always know the full amount, the schedule, the day you will be done paying.
Transparent
The full amount you will repay is on screen before you commit. It never climbs afterward.
Flexible
Several schedules are offered; you pick the one that suits you.
Fair
No late fees, no hidden fees, nothing tacked on later.
Affirm requires the following disclosure, shown here exactly as Affirm provides it: Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.
The short version
Yes. Paying ahead of schedule costs you nothing extra.
Checking eligibility leaves your credit untouched. Once you take an installment plan, Affirm may report the plan itself plus your repayment record to credit bureaus.
Yes. Affirm asks for a mobile number from the U.S. or a U.S. territory, which it uses to confirm the account activity is really yours.
Their site covers the rest, including the full lending details.
Coming soon.
Start with a consultation
It puts exact numbers on your treatment plan, so any financing decision starts from real figures.